Saving money is always a good idea

What is Term Deposit?

Term Deposit is a safe investment that is carried out through an agreement between the individual and the bank, for an amount of money and maturity determined by the client. Depending on the amount, the individual client benefits interest according to the set term and currency.

How it works?

You just have to visit one of the Bank’s branches at the customer service officer. Our employees will immediately advise and proceed with the opening of your deposit.

Advantages and Features

  • You can open a Term Deposit in all currencies: ALL, EUR, USD, GBP, CHF and CAD.
  • The minimum amount for opening the deposit is 50,000 ALL or its equivalent in foreign currency.
  • You can chose between different currencies and terms from 1 to 60 months.
  • Automatic renewal, without having to appear at the bank.
  • Deposits could be a joint account on behalf of one or more persons.
  • Safe and practical investment.

For any additional information on deposits, always make reference to the updated deposit interest bulletins published in our branches and on our official website, as well as to the working terms and conditions.

Security

*All deposit accounts of any retail, commercial and corporate client, resident or non-resident, of Albanian citizenship or foreign one, who holds a deposit account at Credins Bank Sh.a, in ALL or any foreign currency, are provided with insurance by the Deposit Insurance Agency (ASD), to the extent of 2,500,000 (two thousand five hundred thousand) ALL or its equivalent in foreign currency, pursuant to the provisions set forth in Law No. 53 dated 22.05.2014,”On Deposit Insurance”, as amended. For additional information, visit: www.asd.gov.al

Necessary documentation

  • Identity Card
  • Registration Form (for new clients) or updated one for existing clients.
  • Contracts with the Bank
  • Income declaration form and supporting documents. (Depending on the amount)

“We guarantee that the data collected through this application will be processed in accordance with Law No. 9887, dated 10/03/2008 "On Personal Data Protection" as amended as well as legal and sub-legal acts issued in its implementation. You, as a data subject, enjoy all the rights provided by law. Credins Bank protects all data in secure environments and systems until the expiration of the deadline set in Instruction No. 20 dated 03.08.2012 of the Commissioner for the Right to Information and Personal Data Protection, “On data processing in Banking Sector ”, then the data is destroyed.”

ASD dhe Buletinin e Normave te Interesit.


This post is also available in: Albanian

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Gjej Degën

Banka Credins