Credins Prepaid Cards, Optimal for online purchases.

Features and advantages

  • Limit annual credit up to ALL 1’000’000/ EURO 10’000.
  • 0 Maintenance Commission
  • 0 Commission for ONLINE and POS purchases.
  • Ready to use.
  • Reloadable 24 hours a day 7 day a week.
  • All-currency use.
  • Control over account transactions and expenses.
  • Make purchases anywhere in Albania and abroad in more than 34 Million points of sale to which Mastecard and Visa have undersigned agreements

Types of Prepaid Cards

Credins Bank operates in the market with Mastercard and Visa Card Upon currency and spending limits, we suggest you the most appropriate card meeting your needs.


Mastercard Prepaid

Currency: EURO

Limit Daily Credit Online/Internet: 1000 Euro

Card validity: 5 years



Student Visa Card

Currency: ALL

Limit Daily Credit Online/Internet: 50’000 ALL

Card validity: 5 years

Internet Visa Card

Currency: ALL

Limit Daily Credit Online/Internet: 150’000 ALL

Card validity: 5 years


General Purpose Visa Card

Currency: ALL

Limit Daily Credit Online/Internet: 100’000 ALL

Card validity: 5 years


Prepaid Cards due to the presence of the microchip are safer and more secure from fraud and cloning. As a rule, when you make a purchase, you will be asked to enter your PIN code to complete transactions for amounts over 20 €.

Your online transactions are more secure with Mastercard SecureCode and Verified by VISA (VBV) security models. You are always protected from an extra level of security thanks to a password of your choice and that will be required at the time of purchase from online stores.

Change of PIN

You can personalize your Mastercard PIN in all bank ATMs. Changing the PIN code for these cards is free of charge.

In case you loose your PIN code, its reprint at Credins branches costs 2 Euro for Mastercard and 300 ALL for VISA cards.


With Mastercard from Credins Bank make payments through Contactless technology, through which you can make payments without swipe card or inserting the chip. For amounts up to 20 EUR, you do not need to enter your PIN code.


Some tips for prepayment cards:

  • Store your PIN separately from your card and do not disclose it with other people:
  • Always check the amount displayed in the POS before entering your PIN or before signing the receipt.


In case of lost or stolen card:

  • Block the card as soon as possible by calling the telephone numbers: 0800 22 73 or +355 4 2274 777.
  • Visit the nearest branch, report the lost/stolen card and apply for a new card.


Necessary documentation:

  • Identity Card
  • Registration Form (for new clients) or updated one for existing clients.
  • Card and PIN Delivery Form.
  • Card Contract.


Access your account 24/7 from your mobile, laptop or computer! Get your comfort and security with Credins Online for Credins Bank individual clients.

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Credit Card

You can make your payments through several options provided by Credins Bank Credit Cards. Designed to meet our clients’ needs

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Current Account

You can perform all kinds of transactions with your current account.

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Na kontakto

Gjej Degën

Banka Credins